| FEES (effective January 01, 2008) |
| Replace lost ATM/Check card…………………………………. |
$10.00 |
| Change personal identification number for ATM/Check card |
$5.00 |
| ATM/Check card photo request fee……….. |
at cost |
| First 4 ATM transactons per month………… |
No charge |
| Each ATM transaction after 4 in a month….. |
$1.00 |
| Maximum on-Line ATM withdrawal……. |
$300.00 per day |
| Check Card; point-of-sale transactions-dollar limitations;;;$5,000.00 |
| in Transactions per day online; $350.00 per day offline. |
| Funds are taken only from the checking account. The number of |
| transactions is unlimited and there are no fees for POS transactions. |
| Printing of checks ………………….. |
fees depends on style ordered |
| Teller check……………………………………………. |
$4.00 in excess of two per day |
| Teller check (exchange for on-us check)…………….. |
$8.00 |
| Travelers' checks (member)………………………….. |
No charge |
| Travelers' checks (non-member)………………………… |
1.50% of purchase |
| Deposited checks (and other items) returned unpaid…. |
$15.00 |
| Over draft - each overdraft paid………. |
$15.00 |
| Manual transfer from savings to cover overdraft………. |
$3.00 per transaction |
| Non-sufficient fund - each item……………. |
$12.00 |
| Non-sufficient ACH or electronic deposit………….. |
$15.00 |
| Visa card late payment fee ………………………………….. |
$10.00 |
| Replace lost Visa card……………………………………. |
$10.00 |
| An account is considered dormant if for two years no withdrawals or |
| deposit, other than credited dividends, have been made to the |
| account, and we have received no communication from you about |
| any of your accounts. |
| Dormant account fee…… |
$5.00 per month |
| Letter of support/verification………….. |
$10.00 |
| Account activity printout………………… |
$5.00 |
| Account research/balancing assistance……………. |
$20.00 per ½ hour, $20.00 minimum |
| Online copy of statements using home banking……… |
FREE |
| Copy of statements (current 3 months)…….. |
$2.00 each |
| Copy of statements (older than 3 months)…….. |
$5.00 each |
| Online copy of draft using home banking…………. |
FREE |
| Copy of draft………….. |
$3.00 each |
| Stop payment of Teller Checks…………. |
$25.00 |
| Stop payment of personal checks…………. |
$15.00 |
| Stop payment of EFT/ACH items……….. |
$15.00 |
| Out going wire (in the United States)………. |
$15.00 |
| Out going wire (foreign country) ………. |
at cost (approximately $35.00) |
| Account closed within 90 days of opening…….. |
$20.00 |
| Photocopy………. |
$0.25 |
| IRA outgoing transfer fee………. |
$25.00 |
| Check exchange fee……….. |
$8.00 |
| Release of mortgage………… |
$25.00 |
| Invalid address…………… |
$10.00 |
| Late charge for loan payment, the greater of………. |
$1.00 or 5% of the loan payment |
| Notary fee (member)…………… |
FREE |
| Notary fee (non-member)…………. |
$5.00 for first copy, $2.50 each additional |
| Online banking Bill Payer Service……….. |
FREE |
| If no bill pay transaction for 3 continuous months………….. |
$5.00 per month |
| Share Account Minimum Balance ( If Balance is less than $100.00) |
$2.00 per quarter |
| Bill payment contracts |
| Category 1 - two checks per month…. |
$30.00 (annual fee collected January 10) |
| Category 2 - three checks per month…. |
$50.00 (annual fee collected January 10) |
| Members are responsible to have funds available in their accounts on the business day before, |
| to cover written checks, loan transfers, bill payer transfers, and all ACH and Electronic debits, |
| It is NOT Oahu One Credit Union's responsibility to contact the member or to transfer funds |
| from another account to cover drafts or preauthorized payments. |
